The average settlement for a car accident case in Georgia can vary widely based on the unique details of your case. How much you recover also depends on how skilled your personal injury attorney is. The severity of your injuries and the extent of property damage are just some of the factors that influence the final settlement amount.
An experienced car accident lawyer in Marietta, Georgia, will know how to increase the value of your claim so you get more money. There is no standard average settlement for any personal injury case; the final amount is determined through negotiations between your attorney and the at-fault parties insurance company.
common Factors That Determine The Settlement Of A Car Accident Claim
Car accident victims can experience catastrophic injuries, deep emotional scars, and expensive property damage. You may quickly find yourself overwhelmed by financial expenses. All these types of losses will impact how much compensation you are entitled to after a collision.
insurance Coverage
The at-fault driver’s insurance policy limits set the maximum amount their insurer will pay for damages. If the damages exceed those limits, your own insurance, such as uninsured or underinsured motorist coverage, may come into play.
A thorough investigation into all the available coverage for an injury claim is critically important. The experienced attorneys at Jones & Swanson will handle this for you.
severity Of Injuries
More severe injuries often result in higher medical expenses, longer recovery times, and a greater impact on your ability to work and enjoy life. For instance, a minor injury might only require a short period of medical treatment, whereas a severe injury, like a traumatic brain injury, can necessitate extensive medical care and possibly lifelong support.
Additionally, severe injuries often lead to significant pain and suffering, which is factored into the settlement. Therefore, the more severe the injuries, the higher the potential settlement to cover past and future medical costs, lost wages, and pain and suffering.
Common injuries after a car accident include:
- Whiplash
- Broken bones
- Concussions
- Spinal cord injuries
- Traumatic brain injuries
- Internal bleeding
- Soft tissue injuries
- Burns
- Sprains and strains
To determine the financial impact of your injuries, claim adjusters and lawyers will review your medical records and consult medical professionals. Getting consistent quality care after an accident is important and will impact the value of your claim. Jones & Swanson will help you make good choices about doctors and who to treat with.
lost Earnings
When injuries from a traffic accident prevent you from working, either temporarily or permanently, the income you lose will be a part of your claim for damages. This includes the wages you miss while recovering. It also includes any future earnings you would have made if you were unable to return to your previous job or work in the same capacity.
Lost earnings can dramatically increase the average Georgia car accident settlement amount as they reflect the financial strain and long-term economic consequences of the accident on your life.
property Damage
Your car accident lawyer will assess the extent of damage to your vehicle and any other personal property to ensure you receive adequate compensation for repairs or replacement. If your car is deemed a total loss, the insurance company will pay the fair market value of the vehicle.
Additionally, property damage can include items inside the car, such as electronics or personal belongings, which may also be compensated. The total cost of property damage directly influences the settlement amount, reflecting the cost of restoring or replacing the damaged property.
how Georgia’s Comparative Negligence Law Impacts The Car Accident Settlement
Negligence laws play a crucial role in determining the settlement amounts you may receive. These laws vary from state to state, adding a layer of complexity to the settlement process. Understanding the specifics of your state’s negligence laws is essential for securing fair compensation.
Georgia follows a comparative fault system. Under this law, if you are found to be partially at fault for the accident, your compensation will be reduced by your percentage of fault. If you are found to be 50% or more at fault, you will not be eligible to receive any compensation.
For example, if you are deemed 20% responsible for the accident and your total damages amount to $100,000, your compensation will be reduced by 20%, resulting in a $80,000 settlement. After reviewing your claim, our team can determine how exactly Georgia’s comparative negligence rule applies to your situation.
negotiating With The Insurance Company
Most car accident cases in Georgia are settled through negotiations with the insurance company. It is best to avoid talking to adjusters directly, as anything you say might be used against you. The insurance company will try to devalue or unjustly deny your claim.
Negotiating with the insurance company for a fair settlement requires preparation and strategy. An experienced car accident attorney will gather all relevant documentation, including medical records, repair estimates, and any evidence from the accident scene.
Your lawyer will present a detailed and organized demand letter outlining your expenses, injuries, and the impact on your life. If the insurance company refuses to pay you the compensation you deserve, then we will file a lawsuit on your behalf. Oftentimes filing suit is the best way to maximize your recovery.
taking Your Car Accident Case To Court
When a settlement cannot be reached with the insurance company, the next step is to file a lawsuit. Most cases still settle after a lawsuit is filed. Jones & Swanson will be there with you every step of the way. Our accident attorneys will file depositions to prove your case and get it ready for a jury trial.
Your car accident lawyer will help you prepare for your deposition and keep you informed about the progress of your case throughout the trial.
call An Experienced Georgia Car Accident Lawyer
At Jones & Swanson, we recognize that every car accident case is unique and comes with its own set of complexities. We understand that even seemingly straightforward accidents can involve intricate legal, medical, and insurance issues.
Whether the case involves determining liability, negotiating with insurance companies, or navigating Georgia’s legal system, we always fight for the best possible outcome.
